Unlocking $30,000+ in 2023
How CaMm earned $30,000+ in his first year of this game
Intro
Quick guest post today from CaMm. I wanted to showcase his 2023 earnings as he was the highest earning bum last year. Note that he uses ***Xxx*** for some slightly gray hat methods. If you’re interested in learning about those, you can ping him on Slack (if he’s open to sharing).
I left his post unedited and unformatted.
ed.
CaMm Guest Post
Hey guys, as Q2 kicks off, I just thought I’d share a brief summary on my 2023 journey and how I went from being a clueless #Bum, with the credit score less than 700… and no idea whatsoever on how to earn credit card points….
To netting just over $30,000 from credit card points, cashback and other methods clearly outlined in the slack channel…
Long story short , I made almost every single mistake in the book. Please read this article and don’t handicap yourself from the get go. Here is a summary and layout of myself setup for last years path to earning some
…..2023……..
1.
***Xxx***” refers to slight grey area methods I was able to figure out as I got more experienced with how this whole thing works. (A lot if these are already covered in the slack channel).. That being said, most just following the guides on the Substack to the T will get you going. Please keep in mind, there were also various ways to earn a side income that I did not fully explore and barely dabbled with:
-bank signup bonuses
-Amazon FBA
-aligned incentives
Etc…to name a few… (again, just join the group and ask other active members who are clearly ahead of the game when it comes to these other methods)..There is literally no excuse and I’m a firm believer that anyone can earn an extra $10,000+ / year from just clicking a few buttons everyday.
…Then throw that 10k into:
another side gig..
some well researched degen investments
or cash out and Travel to wherever your heart desires…FOR FREE!
Amex
Amex biz gold : 150,000MR
Amex biz gold : 150,000MR
Amex biz gold : 150,000 MR
Fees: 900
Organic spend (4x categories + Amex offers): 925
Total: $4,525
Amex plat: 120,000MR
Amex Schwaab : 80,000 MR
Amex biz plat : 200,000MR
Amex biz plat : 200,000MR
Fees: 0 (waived)
Organic spend (1x): $470
United travel bank: $800
Dell credit / item resale (Inspiron laptops / Google chromecasts): $750***xxxxxx***:$8000 (credit )
Total; 16,020
From FBA (Amex only)
Amex BBP: 25,000 MR
Amex BBP: 25,000 MR
Organic spend (2%): $200 (10k spend)
Fees: 0
Total: $700
Chase
Chase CIC: 90,000 UR
Chase CIC: 90,000 UR
Chase CIU: 90,000 UR
Chase CIU: 90,000 UR
Citi Premiere: 60,000
Organic spend:
Fees: 95
Total; 4,105
Bank of America biz advantage : 400
Organic spend:
Fee: 0
Total: $400
Other:
Topcashback : $419
Too cashback + Rakuten from fba: $191
Chase business checking: $400
Capital one checking: $350
Gas stations: 840,000 speedy rewards
Total: $1,560 (I undershot speedy rewards conversion to be conservative)…
FBA
Amazon fba: 29k (revenue). (~5k profit)
Total: $5000
P2: (end of q3/q4)
Amex biz gold : 150,000MR
CIU: 900
CIC: 900
Citi: 600
Organic spend:
Top cashback : $81
Fees: 390
Total : $3591
Total without FBA profit : $30,901
Total with FBA profit: $35,901
I hope this helps anyone that is still on the fence. It’s possible. Many are doing it. You can as well. **One more thing I can stress enough: do this long enough and you’ll get really good at record keeping ….. and your attention to detail will drastically improve. This eventually carries over into other areas: -planning (and paying for) better dates / experiences
tracking ads campaigns and not letting things slip through the cracks
-trying to come up with creative ways to maximize opportunities etc…
Bum Note
I’ve gotten the pleasure to chat quite a bit with CaMm over the last year, and he hustles incredibly hard. I’d like to echo his advice of utilizing the Slack Group to copy the successful bums and connect with others.
We’ll continue regularly scheduled posts next week, and I’ll provide an update on the state of the community then.
Good luck!
Disclaimer: None of this is to be deemed legal or financial advice of any kind.