Keep/Downgrade/Cancel 2024 Edition
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Intro
If you’re reading this right now, I’m at a sunny Caribbean 5 star all-inclusive resort enjoying a little R&R.
Won’t be in the Slack Group much, but I’ll do a comprehensive post about how I earned and redeemed the points used for this trip and we’ll likely have one more Q&A call in December.
Let’s talk about the keep/downgrade/cancel strategy I’ll be implementing this year…
Because as we all know, 2024 was a wild year with lots of changes to the bum strategies…
Keep / Downgrade / Cancel
Following up on last week’s Liquidating All Credits post, I like to categorize each card I hold under one of the following:
keep forever (forever hold)
downgrade/product change
cancel
As always, our goal is to extract as much value out of each and every card.
Below is not financial advice, it’s simply my own personal strategy and thoughts on each of the cards that were introduced so far in the quarterly plans.
Remember cancelling cards is always a last resort and it’s best to avoid that at all costs.