Introduction to Citi Cards
Intro
Long overdue post! Had to do a comprehensive Citi guide post as Citi cards are constantly mentioned in the Slack Group, and are included in the Q1 and Q2 plan. Citi generally has a much weaker ecosystem than Chase and Amex, and a much weaker card selection as well. However, with certain “perks,” Citi cards are an absolute must in any aspiring bum’s portfolio.
See the Amex and Chase Guide here:
Citi’s Use Case
Despite the flaws, you NEED to have at least one Citi card. It’s an essential building block, upon which we’ll build our foundation of cards.
Why?
Because we can use this method to get 8% back on ALL purchases. That’s right, 8% back on every single purchase you make.
Rules
Citi seems to be getting a bit more strict when it comes to applications. Let’s have a look at the official and unofficial rules.